Harland Financial Solutions Releases Decision Manager for Business Lending

New Solution Enables Lenders To Make Faster Loan Decisions For Small Businesses

Lake Mary, Florida (November 17, 2008) – Harland Financial Solutions announced today the release of Decision Manager, the latest addition to the CreditQuest® risk and credit management software suite.

With data capture and advanced automation capabilities, Decision Manager enables rapid decision turnaround to credit requests for business and individual borrowers. The solution further helps lenders make more consistent loan decisions by ensuring that credit applications are screened against detailed, pre-defined credit policies. In many cases, credit applications can be processed and approved immediately during the approval process―without the involvement of senior-level credit managers.

"The recent tough times in the credit markets have made lenders reconsider their processes and heighten their sensitivity to credit quality," said A.O. "J.R." Clemons, president of Risk Management and Compliance Solutions for Harland Financial Solutions. "Adding Decision Manager to the CreditQuest suite provides the added functionality lenders need to efficiently manage transactional-type loans, while still monitoring risk. Once new business is on the books, the lender can enjoy the efficiencies that CreditQuest provides for managing the ongoing customer relationship."

CreditQuest has a solid reputation for both top-down and bottom-up risk management and control. It offers lenders the ability to view the entire portfolio and analyze data for exposure, risk and risk migration, further providing detailed financial analysis for assessing the risk of individual businesses. In addition, it enables lenders to originate and manage mid-market and commercial credit activity to evaluate individual companies and relationship groups, and to support entity and facility risk models.

The addition of Decision Manager to the CreditQuest suite positions CreditQuest as the ideal solution for lenders who seek one system to provide commercial credit management with automated small business loans.

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About Harland Financial Solutions
Harland Financial Solutions, Inc. (www.harlandfinancialsolutions.com) supplies software and services to thousands of financial institutions of all sizes, offering its solutions in both an in-house and service bureau environment. It is a leader in core systems, item processing, enterprise content management, branch automation, customer relationship management, business intelligence, origination and document solutions, risk management, compliance training, financial accounting, open documents, mortgage solutions, electronic funds transfer (EFT), electronic banking and advisory services. The company is a wholly-owned subsidiary of Harland Clarke Holdings Corp., which also owns Harland Clarke and Scantron.

The information contained in this press release is accurate at the time of publication. However, service offerings and availability, relationships, contacts and other specified information may change over time.