Depositbot® is a web-based solution that allows financial institutions to take applications for deposit accounts via the Internet, approve the application and deliver the appropriate online disclosures within minutes.
Today’s consumers expect options: anytime, anywhere, any-channel access. Self-service convenience is king, but a consistent experience across channels is key as well.
Depositbot from D+H makes is possible for financial institutions to capture new members and customers with a web-based solution that makes applying for deposit accounts easy, convenient and seamless. Based on the same easy-to-use experience as the well-known Mortgagebot® platform, Depositbot allows your customers to open a variety of simple deposit account types through an intuitive step-by-step process.
Depositbot is powered by SaaS technology that lets users explore your current rates, fees and products, complete an application in minutes, get instant approvals and receive online disclosures from anywhere they have Internet access.
A multi-tenant SaaS solution, Depositbot can also be quickly deployed, while allowing you the flexibility to configure the solution based on the specific institution policies and needs already familiar to your staff.
Depositbot enables your financial institution to:
- Remain competitive by providing customers with anytime, anywhere access to your products and services.
- Grow your customer base by meeting the rising consumer demand for self-service options with the ability to apply online for a variety of deposit accounts.
- Increase operational efficiencies by streamlining the application, disclosure, funding and approval process, and automating outdated, manual processes.
- Enhance user experience with consistency across multiple origination channels.
- Maintain compliance standards with a workflow structured around key account opening regulatory requirements.
- Automation helps with compliance with key account opening regulations, e.g. KYC/CIP, BSA, OFAC and PatriotAct.
Depositbot provides your financial institution with these key integrations:
- Optional QualiFile® integration offers automated risk and fraud assessment, providing a real-time decision based on your unique, predetermined acceptance criteria.
- Identity Verification and Authentication integration for an additional layer of security.
- A growing list of core integrations allows for pre-populating data into the workflow and seamless account boarding to facilitate a real-time account opening and funding experience.